Social Security Offset :
If you are collecting workers’ compensation benefits it is important to understand that if you apply for Social Security and are approved, there is a Social Security offset. This means that your Social Security benefits may be reduced based on you receiving workers’ compensation benefits. The attorneys at Patch & FitzGerald can structure your settlement so that any offset is reduced or eliminated based on putting language in which accounts for your life expectancy and future lost earnings as a result of your work injury. It is important to consult with an attorney whenever you are considering lump sum settling your matter.
What is Med Pay coverage?
Most personal automobile policies contains a Med Pay provision. The Med Pay allows you to recover funds for medical bills, regardless of fault. It is important if you are injured by another driver that you consult with an attorney regarding whether your policy contains a Med Pay provision.
Mileage Reimbursement in Workers’ Comp :
Did you know that you are entitled to mileage reimbursement for your medical visits? New Hampshire workers’ compensation law provides that insurance companies need to reimburse you for mileage incurred by back-and-forth from your medical appointments. Many times this is important right that can add up over time. If you suffer a work injury you are entitled to mileage age for your mileage to transportation back-and-forth to doctors’ appointments.
Underinsured/Uninsured Motorist Coverage (UIM) :
Why do I need uninsured motorist coverage? We recommend that everyone have adequate underinsured/uninsured motorist coverage in their automobile policy. If you are injured as a result of the negligence of an uninsured driver whether you are in the vehicle, crossing the road, riding your bike, or any other situation, uninsured motorist coverage can cover your damages. (Medical bills, lost wages and compensation for your pain and suffering). If you are injured by the negligence of a driver that does not have enough insurance, you may also be entitled to your own insurance, provided that your coverage is greater than that of an individual who is at fault. If you have been in auto accidents and have questions about either the other persons insurance or your own coverage, please call us for a free consultation.
Is Social Security Taxable?
The common question that we hear from many of our clients is “Is Social Security income taxable?” Unfortunately, just like when you are applying for Social Security Disability, the answer is not simply a yes or no. If you are approved for Social Security Disability, your benefits may be taxable, especially if you have other sources of income besides your disability payment, or if your spouse earns a substantial income. The good news is that Social Security Disability taxes are very low, if nothing at all.
Conditions That May Qualify You for SSDI or SSI Benefits :
Cardiovascular disorders, mental health, post-traumatic stress, bipolar disorder, major depressive disorder, orthopedic injuries, leg, knee and ankle disorders, hip injuries, arm injuries, carpal tunnel syndrome, back injuries and disease, neurological disorders, sleep disorders, fibromyalgia disability, headaches, blood disorders, diabetes, autoimmune diseases/AIDS and HIV, cancer, stomach, intestine, liver disorders, pulmonary disorders/lung disease, asthma disability, hepatitis disability, irritable bowel syndrome disability, kidney failure disability, liver disease disability, multiple sclerosis disability, renal failure disability, seizure disorder, stomach and intestine disorder.
Is Your Attorney an Approved Social Security Representative?
Attorney Ward at Patch & FitzGerald, P.A. is an approved security attorney. This means Attorney Ward can go into the Social Security online system to review all documents related to your Social Security Claim. This allows your claim to be expedited as you do not need wait for a disc or a file from Social Security Administration. It is important that you have an attorney that understands Social Security rules, regulations and is able to access their system on an official basis
News Item :
June 1, 2013 – Attorney John FitzGerald recently presented at a continuing legal education course for the New Hampshire Compensation Appeals Board. Attorney FitzGerald provided the Compensation Appeals Board with comprehensive case law update regarding the most recent Supreme Court decisions regarding workers’ compensation law. Attorney FitzGerald regularly does seminars and continuing legal education for attorneys and the Department of Labor.